Fixed Penalty Fine

[Bazile]

Is a fixed Penalty Fine for driving in a bus lane classed as a 'fixed penalty ' for insurance notification purposes ?

[Buenchico]

Quote:
"It’s a civil matter rather than a criminal offence, so it's unlikely to involve points on your driving licence and therefore shouldn't impact your car insurance either"

Source:
https://www.confused.com/car-insurance/guides/bus-lanes-guide

Agreement on that can be found here
https://forums.digitalspy.com/discussion/2084329/do-you-have-to-declare-bus-lane-offence-to-car-insurer
and here
https://www.honestjohn.co.uk/askhj/answer/82239/i-got-fined-for-driving-in-a-bus-lane---do-i-need-to-notify-my-insurer-

A 'ticket' for driving in a bus lane is a 'penalty charge notice', rather than a 'fixed penalty notice':
https://www.rac.co.uk/drive/advice/legal/fixed-penalty-notices/

[Bazile]

So , do you need to report the fine for driving in a bus lane , to your insurer ?

[Arrods]

Check what it says on your insurance paperwork. I doubt that (m)any insurers would require you to disclose these penalties but it never ceases to amaze me how many insurers depart from what you might expect.

[bednobs]

just ask the insurer. If it doesnt affect it, great, they can tell you that.
if you should tell them you will have done so

[THECORBYLOON]

What does their question ask?

[Buenchico]

You only have to report criminal offences, including those dealt with by a fixed penalty notice (such as speeding).

Driving in a bus lane is entirely a civil matter, which isn't (and, indeed, can't be) dealt with by a fixed penalty notice.

A penalty charge notice, which is what you received, is simply a bill from the local authority for using a bit of their road that you weren't entitled to drive on. Just as you don't need to tell your insurer about a bill you get from a garage, you don't need to tell them about a bill from the council either!

[itchycopark]

no you don't just pay the fine.(I know) .(

[ToraToraTora]

generally if it has an offence code then declare it. eg SP30, DR10 etc

[THECORBYLOON]

"You only have to report criminal offences, including those dealt with by a fixed penalty notice (such as speeding)."

If a condition of providing insurance is disclosing a Penalty Charge Notice, it would have to be disclosed.

You need disclose only the information required by the insurance company, if they don't ask for it, don't tell them.