Fixed penalty procedure

[FFran]

My daughter was photoed driving at 41 mph in a 30 limit area. Unfortunately she was driving her boyfriend's car which she is not insured to drive. We have given her a ********** and severe lectures, but what I am not sure about is if the fixed penalty system will uncover her lack of insurance. Her boyfriend has had to say that she was driving, but I seem to remember that the fixed penalty does not require insurance details to be produced. Can anyone confirm that?

[NORMANTHEDOG]

not usually,which is a shame,because your daughter needs to be made aware that driving without insurance is a major disease in this country,which needs to be stamped out,how would you have felt if she had killed a young child, the police may well decide to check on that issue as her boyfriend has passed the buck to her,sometimes they check,sometimes they dont.

[FFran]

Come of it Norm. Your holier than thou attitude is ridiculous. So is your logic. Being insured doesnt make it any less likely that someone will be killed. And there are a hundred ways of making people aware of things besides floggiing and hanging, and believe me she is aware now. As I understand it now there is no way this will be checked, which is a relief - not to you of course, but to the rest of us. And actually, I am pretty confident she wont do it again. Nor will her boyfriend, nor will my younger son. And as for killing a child. Honestly.

[NORMANTHEDOG]

im sorry you dont agree with me on this,but i find it unexcusable,and so do most people,who pay their tax and insurance.

[sigma]

Norm's answer is not holier than thou, he's quite right.My wife had a minor bump in her car with an uninsured driver and ended up having to fork out the cost herself.There was ****** all she could do about it.I hope the police DO check up on your daughters insurence.

[Gef]

I agree entirely with Norm. Driving at 41 mph in a 30 mph zone is irresponsible. Has she not seen the "If you hit me at 40 mph ........" adverts.

The police can check that the car was insured from the registration but, unfortunately, the photo evidence will not show who was driving the car.

At least her boyfriend is honest in shopping her but could be held responsible for knowingly allowing her to drive without insurance.

[Loosehead]

If we can have an interlude in the preaching...

Just pay the fixed penalty and create no waves and she'll be fine. Just don't give them a reason to investigate further. Accepting a FP requires only the licence, no other docs are needed.

[FFran]

Thanks, Loosehead. It will be a shame if you can't post a simple queston on this site without attracting an avalanche of moral outrage that doesnt answer the question and largely misses the point. this is a very clear and succinct answer, and is what I had advised her to do.

[fiesata]

I think I'm right in saying that if you drove without insurance a victim could sue the pants off you in the civil courts.

If this isn't enough how would you feel if someone damaged your property and then left without paying for the damage?

I'm not preaching as I am sure you understand the consequences just by asking the question i hope your daughter does now