(Multi-part post):
The lack of punctuation makes your post very difficult to follow but I'll try to offer a few responses:
1. Every employee has a contract with their employer, even if they've got no written document. However, you should have been given a �written statement of employment particulars� within 2 months of starting the job:
http://www.direct.gov.uk/en/Employment/Employe es/EmploymentContractsAndConditions/DG_1002790 5
2. It's illegal to withhold money to pay for the damages to a car unless your contract states that this can be done. (Which, if you've not got a written contract, obviously doesn't apply):
http://www.direct.gov.uk/en/Employment/Employe es/Pay/DG_10027228
3. In respect of holidays owing, it's difficult to comment unless we know when your 'holiday year' starts and whether you were told that you'd get any more holiday than the statutory minimum. If your 'holiday year' runs from January to December, you would have had 24 days (minimum) holiday entitlement for the whole of 2008. If you finished working for the firm last Friday, you would have had about two and three quarter days holiday entitlement. If you've already had at least 3 days holiday this year, there's nothing owing to you. (Remember that days when the company was closed for business, e.g. New Year's Day, count as part of your holiday entitlement). Otherwise you should be paid for any days you haven't yet taken as holiday.