how can i alter my credit rating my credit rating was good which meant i could get a bank loan 5.7 percent but just cos i applied for a few bank loans and never went through with them my credit rating is now fair which means the same company offered me a loan at 7.4 percent. my girlfriend moved out a few weeks ago and she has a few credit cards and a bank loan how do i tell the credit people that she dosent live with me no more
When you recieve mail from the relevant credit agency return the unopened to the address on the back of the envelope. If you have a forwarding address you may wish to attach that. Inform them the named person is no longer a resident at that address. As far as I am aware your credit rating will improve when you remain in credit or purchasing on credit card & repaying full amount before bill or on time etc