ChatterBank14 mins ago
no claims bonus!!
7 Answers
can someone tell me the point of this please why should i have to pay an extra £39.99 a year for this when if i did have an accident my insurance would rocket up any way, is this another con job!!
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.you can't pay to get no claims bonus - you get it by having no claims. You can pay tp protect it though. The point being that you retain the % discount even if the premium goes up
so if you insurance is usually 500 and you have 50% NCB you pay £250
if you have a crash and the premiom goes up, but you protected the no claims, your insurance might be £700 but you can still get NCB at 50% - so you pay £350. Ok so it's gone up, but it's better than paying £700
so if you insurance is usually 500 and you have 50% NCB you pay £250
if you have a crash and the premiom goes up, but you protected the no claims, your insurance might be £700 but you can still get NCB at 50% - so you pay £350. Ok so it's gone up, but it's better than paying £700
did you read my post? i don't really know how i can put it more simply so you do understand, but i'll try.
Although the premium will go up if you've had a claim, you will get a percentage of discount on the new policy if you have protected it.
In the example above, it would mean a difference of paying £350 pa rather than £700 pa
Although the premium will go up if you've had a claim, you will get a percentage of discount on the new policy if you have protected it.
In the example above, it would mean a difference of paying £350 pa rather than £700 pa