I think your wife makes a very valid point, noxlumos and I would suggest the case is made even more clear in the French situation during WWII when the Vichy government actively collaborated with the invader. Were the French people supposed to be loyal to Vichy, De Gaulle's alternative voice in London, which had no legal right to proclaim itself the exiled government of France, or to their own conscience?
Personally, I would resent any government being imposed upon me by an invader, even if the invader arranged supposedly free and fair elections. I would ask, 'How can the elections be free if the party I support is not allowed to stand for election and my only choices range from the servile to the out and out collaborationist. I suppose at that point I would commit acts of terror to restore the freedoms and liberties I appreciate now and wish to be available to my daughters in the future.