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vendor/builder gifted deposit

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trueblueange | 17:27 Fri 20th Apr 2007 | Property
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I'm looking at buying a property which involves a vendor gifted deposit or a builder gifted deposit. Can someone tell me what these are and how i can go about it?
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Avatar Image dolly pond
eg:

property price �100,000
vendor gifts a 5% deposit so you buy the house at �105,000 thus giving you a healthy deposit to got a 95% mortgage and therefore a better deal
22:14 Tue 24th Apr 2007

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