if you are....

[stokemaveric]

claiming ''unfair'' bank charges off your bank hang on in there,the judge has this morning upheld the ofts claim against the banks for ''unfair charges'' paving the way for thousands of claims....only the house of lords can save the banks now....if they decide to go that far....

[dot.hawkes]

000 have they!!! brilliant!

[stokemaveric]

yes dot just heard it on radio 5 live.......

[R1Geezer]

Not a dry eye in the house! Trouble is the J Arthurs will be get the dosh from somewhere, wave goodbye to free current accounts!

[stokemaveric]

guess you are right r1 but i guess they will take the oft to the house of lords which will prolong the process but if the man [and women] lol in the street wins then it will be a victory....and serves the greedy b***rds right as well.......

[danchip]

how happy will you be when your paying every month to keep your money in a bank or when said bank goes bust due to this and takes your money with it

[nedflanders]

R1 - Free current accounts are already being phased out, especially if you want an overdraft (�10 a month).

[sandmaster]

The banks will get their money back one way or another. As an ex bank employee I remember that most personal customers were better off before 'free banking' was introduced. Most branch managers would provide secondary services such as drafts free of charge 40 years ago - but once 'free' banking was introduced all such services had a standard charge applied to them. And most personal customers had their nominal charges waived anyway.
There were no charges for returning cheques.
Now we are likely to see a standard charge for operating an account and then additional charges for secondary services albeit lower than at present.

[Oneeyedvic]

Why not make it illegal to write a cheque that you will know will bounce.

That will stop people going overdrawn.