phillips debt recovery.

[al1623]

i ave an outstanding debt of £140 with a court over an unpaid fine this has now been passed to a phillips debt collections and they have added fees now the debt stands at £425 which i am offering to pay at a rate of £25 per week but there saying they want payment in full or more charges will be added and baillifs will be sent to seize goods. i explained that i have no goods to that value and all i could pay was £25 per week but even after recording every call and logging it they still try to use bullyboy tatics. my hope is that this will get passed back to the courts where i then hope to have a chance of playing back all the calls and abuse i've had from them just to show the courts i am willing to pay this debt however the company they contract to collect the debts just happen to be the worst ever. where do i stand regarding this as they are now threatening me with an arrest warrant.

also i have researched this company and it seems they have quite a reputation for bulling.
how can the courts continue to use these people. any help would be grateful.

[Mr Veritas]

The Court doesn't appoint the bailiffs,that is done by the person/company who you had the original debt with.
They "sell" the debt to the debt collection agency,and the agency pays them the amount(in your case £140.,less a fee,say 10% to 25%)
As the court has given judgement already in this case,I don't think it can go back again(I may be wrong,I hope for your sake that I am).
I don't think a debt collection agency is allowed to harrass you like this,but quite how you stop them I don't know.
Sadly,if you do not pay back the sum now owing,they do have the right to seize any goods from you,but not force entry to do so.
However,if you do not repay the £425.00 (in cash,or goods) it will accrue more charges and so on.
I hope someone with more legal knowledge tham I can advise you,but it had better be quick as this money is mounting up.

[Mr Veritas]

PS:~
I hsve just seen that the £140 is an unpaid fine,so the court would have passed it(as you did not pay it) to the debt collecting agency.
You should (too late now) have approached the court and asked for time to pay,this won't work with a debt collecting agency.
As it is an unpaid fine I cannot see HOW it could go back to court,as the court cannot lower the fine unless there is new evidence to lower/revoke the fine,and I don't think this is likely.
As far as the court is concerned your contract is now with the debt collecting agency.
I would ask your local Citizens Advice Bureau for help.