I sit on a Parish Council. You'd be amazed at what we have to consider. We have to have our play area inspected by a specialist every so often to ensure that nothing could present a danger. That's understandable, but the other safety inspections we have go beyond sense.For example, we installed a gate on a public path. The gate had to be contrived so that a contortionist with determination, and no common sense, could get his hand caught whilst stretching about 3 metres across it. We couldn't see how the gate could present a risk , even minimal, in any other circumstances. But, once the supposed risk had been mentioned we knew that insurers would leap at the chance of denying any other valid claim on the basis we hadn't disclosed this supposed risk and attended to it (what lawyers call the uberrimae fidei rule, about disclosure) . So far the mechanics of avoiding it have defeated us, but we'll keep trying!