Road rules2 mins ago
New State Pension
The new State Pension will be available for those men born on or after 6th April 1951. My son-in-law was born on the 6th February 1951, ie 2 months prior to the qualifying date. Is there any action he can now take in order to qualify for the new state pension? I have looked at the Government web page but could not find an answer to this question.
Answers
No, I am in the same situation will be 65 on 23rd January. I have looked but there is no way I can get the new rate. At least my birthday is not 5th April like an old school mate I still see sometimes ! that really would be a p*** off! I looked at putting off claiming my pension for a year but I would still get the old rate when I did claim.
17:23 Mon 12th Oct 2015
No, I am in the same situation will be 65 on 23rd January. I have looked but there is no way I can get the new rate. At least my birthday is not 5th April like an old school mate I still see sometimes ! that really would be a p*** off!
I looked at putting off claiming my pension for a year but I would still get the old rate when I did claim.
I looked at putting off claiming my pension for a year but I would still get the old rate when I did claim.
This is what I'm referring to
https:/ /www.go v.uk/go vernmen t/news/ state-p ension- top-up- scheme- starts- 12-octo ber-201 5
https:/
you and your bro deserve full marks for Looking Ahead
you should be looking at what he had already - he may already qualify esp if he didnt contract out of Serps or 2SP - which a lot of us DID as part of our occupational pensions ( NHS for example )
He would get an extra £25 a month or £100 a month or £1200 a year taxable of course
and the contribution will be £22 500 sort of now
so the cross over point is 18 y innit - he has to live eighteen y in order to show a profit
and the life expectancy table show that he wpu;d I think
BUT his life expectancy is more stongly tied to the average of death of his parents so if they died at 70 and 72 then it is unlikely ....
[ I qualify but I am going thro chemo no 2 so I will not be applying ]
Lots of guff on the tee-vee on this - like this
middle aged lady : oo I dunno it is eva so difficuuuult
2 middle aged lady : I dunno eeva - my brain goes doing wheneva ah fink abart it
only Lady Altmann ( pensions minister and ex guru ) has given a sensible partial analysis that I have heard
you should be looking at what he had already - he may already qualify esp if he didnt contract out of Serps or 2SP - which a lot of us DID as part of our occupational pensions ( NHS for example )
He would get an extra £25 a month or £100 a month or £1200 a year taxable of course
and the contribution will be £22 500 sort of now
so the cross over point is 18 y innit - he has to live eighteen y in order to show a profit
and the life expectancy table show that he wpu;d I think
BUT his life expectancy is more stongly tied to the average of death of his parents so if they died at 70 and 72 then it is unlikely ....
[ I qualify but I am going thro chemo no 2 so I will not be applying ]
Lots of guff on the tee-vee on this - like this
middle aged lady : oo I dunno it is eva so difficuuuult
2 middle aged lady : I dunno eeva - my brain goes doing wheneva ah fink abart it
only Lady Altmann ( pensions minister and ex guru ) has given a sensible partial analysis that I have heard
noe shcitt
yes ! and no !
altho the OAP counts as a taxable benefit ( ten thousand readers raise their zimmer frames and cry / warble SHAME ! ) - this one will be contractual
and the difficulty about relying on in the future the benefits hand out is that they may not be there !
so you have to estimate the level of a benefit which may not be there
and I suggest that that is impossible
whereas estimating whether you will be alive in 18 yrs and siz hours I suggest is do-able ( I wont be at a probability of 100% )
yes ! and no !
altho the OAP counts as a taxable benefit ( ten thousand readers raise their zimmer frames and cry / warble SHAME ! ) - this one will be contractual
and the difficulty about relying on in the future the benefits hand out is that they may not be there !
so you have to estimate the level of a benefit which may not be there
and I suggest that that is impossible
whereas estimating whether you will be alive in 18 yrs and siz hours I suggest is do-able ( I wont be at a probability of 100% )