News2 mins ago
Pet Cover
Hi folks, I am trying to get pet care/insurance for my 7 month old collie. The trouble is that I find none of the policies clear. I am just after a simple one with none of the little tricky conditions they all tie you in knots with which raises my suspicions on how they'd interpret a claim. My ideal one would cover all vet costs for his lifetime and include his checkups, vaccines, accidents etc. Can anyone recommend a particular company and plan you have used and are more than happy with? Many thanks.
Answers
Best Answer
No best answer has yet been selected by Dagman. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.
I'm not so sure either bednobs, was hoping there would be something out there. Local vets are very expensive with their own types of cover but again worded in such a way to be interpreted not to deliver. Maybe I'm being too cynical! Good idea smurfchops, it's how we paid for dogs we had in the past but with dogs and treatments being so expensive now, I don't know what would be best. Thanks anyways, maybe someone else has an suggestion?
Only insure the unexpected - the illnesses and accidents.
You can and should budget for the routine vaccines and checkups.
If you can, keep at least £1k locked away and have this as excess on your insurance policy. Increase it every year. This should keep the monthly/annual payments down.
Only claim for expensive treatments, this will help keep insurance costs down in the long term when your dog is considered to be old. A history of claims could make an elderly dog's insurance horrendously expensive.
You can and should budget for the routine vaccines and checkups.
If you can, keep at least £1k locked away and have this as excess on your insurance policy. Increase it every year. This should keep the monthly/annual payments down.
Only claim for expensive treatments, this will help keep insurance costs down in the long term when your dog is considered to be old. A history of claims could make an elderly dog's insurance horrendously expensive.
From the Money Saving Expert website (in relation to all policies):
"Your pet likely won't be covered for the following:
Routine injections such as flu, tetanus, parvovirus, annual boosters
Routine check-ups
Worming treatments
Anti-flea medications
Whelping costs"
Source (which is worth a read for the other information that it provides):
https:/
"Your pet likely won't be covered for the following:
Routine injections such as flu, tetanus, parvovirus, annual boosters
Routine check-ups
Worming treatments
Anti-flea medications
Whelping costs"
Source (which is worth a read for the other information that it provides):
https:/
If there's a branch of Vets4Pets near to you, it might be worth considering their 'Complete Care' pet health plans to cover routine treatments, alongside pet insurance.
https:/
https:/
Thanks all, some great input. We are visiting the vets today, see if they have a plan of their own. The petplan insurance came in at £25 and as Buenchico found, it appears policies covering everything seem non existent. We will just have to pay for routine stuff I suppose. If the vet can beat the petplan quote then all's good. Thanks.
We have given up insuring. It's now a rip off and has posted all veterinary drugs sky high.
https:/
Save the amount of money you would pay out and get interest in it.
https:/
Save the amount of money you would pay out and get interest in it.
