Strands #290 “You Say You Want A...
Quizzes & Puzzles7 mins ago
I have just noticed my MOT expired on Monday.I have a test arranged for next Friday.Do they give you two weeks grace nowadays?I thought you used to get a e-mail telling you when it is about to expire?I never got nothing?Can i still drive my car till Friday?
No you cant - ( Manchester answer) you cannot get more than 200y in M without a camera ecording you ( for the purposes of law and rule by the Great and Good)
ANPR will identify whether you have an MOT ( and are therefore insured) and if you are not you get fined
and yu get a ticket
NOW - on Fri - it is an adqquate excuse to show you are driving TO the MOT station.
( gone are the days when the DVLA computer changed from static and once-a-year to dynamic ( up to date) and they found 20% entries were inaccurate )
"...ANPR will identify whether you have an MOT ( and are therefore insured)"
No, no, noooo, Peter.
Lack of MoT does not and cannot invalidate Third Party insurance required by law.
As well as that, insurers would in fact be hard pushed to repudiate cover for damage to the policyholder's own vehicle under a comprehensive policy. To do so they would have to show a link between the lack of MoT and any incident which caused the damage they were being asked to cover.
"Get MOT reminders - GOV.UK (www.gov.uk)"
Or....(and hold your breath for his one): get a piece of paper (about the size of a playing card will do) and a pencil. Write on the piece of paper:
Insurance Expires on dd/mm/yyyy
MoT Expires on dd/mm/yyyy
Tax expires on dd/mm/yyyy
Then, get some Sellotape (other sticky backed plastic is available and will do) and fix the piece of paper to a place where it can be seen by the driver from inside the car (for example, on the door of the glove-box)
Hey Presto! Every time you get into the car, the expiry dates of those three things (each of which can lead to a fine and in the case of insurance can result in an endorsement and six points) will be visible. Of course you also have to be aware of the current date, but I can't think of everything. 🤣
You can request MOT reminders using the link the link BEDNOBS quoted but that works only if you haven't changed your e-mail address or 'phone number and forgotten to notify the change.
If you haven't changed your e-mail address, that works as long as you're in the habit of checking your e-mails on a regular basis.
Barry's idea of a month in advance is a good one, particularly for MoT. You can get your MoT done one month (minus a day) before it expires and maintain the original expiry date. For example, if it expires on 15th October you can get the test done from 16th September onwards and your new certificate will expire on the following 15th October. It gives you a month to get any problems fixed in the event of failure.
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"...ANPR will identify whether you have an MOT ( and are therefore insured)"
No, no, noooo, Peter.
Lack of MoT does not and cannot invalidate Third Party insurance required by law.
dear dear my bad - - mea maxima culpa. Apolz - I must keep away from civil law, since I dont practise it, and what is more Insurance law....
Naughty boy - big mouth
Having a valid MOT certificate for your vehicle is a requirement for most car insurance policies. This means that if you do not have a valid MOT, your insurance policy is void - and you won't be able to claim on your insurance in the event of an accident, even if you are still paying for the policy.12 May 2023
Yeah but no but I thought it was an implied or stated term of the insurance contract - like a doctor has to have MB BS to be validly registered with the GMC