While I sympathize with your perplexion.... fact is, you're mixing philosophy with mathematics, when you state "...So why does space-time react to matter in this way as to 'attract' other matter by folding in on itself (presumably to point the size of a Quark)..."
The fact that it does react in such a fashion is totally separate from "why" does it do so. I would postulate the effect is due to high design, but others would simply state "It is what it is" and be satisfied with the known results.
It's a good thing, in my humble estimation, to do as you have in asking "why", but, divorced from the reality of physics and its tied-at-the-hip brother, mathematics,, any answers are an oasis of nugacity, no?