medical scam

[david11]

a friend of mine has contacted me from Thailand,he said 1month ago he had to see a doctor,he was told he has a pulmonary condition that can not be treated,on hearing this he made an appointment to see a consultant in Bangkok,best they have,he made the appointment under an a false name,he said as long as you pay the bill on leaving it is not relevant what your name is.He was told the same bad news,18months maximum.he now intends to return to the UK,and take up a rather large amount of medical insurance,payable to his children.he has informed me that he has not seen his doctor for any reason for in excess of 5 years.he also only visits thailand as a tourist to get away from the winters here.I understand i may get negative replies from people who invest in shares etc,but hey how many decent people have had valid claims,refused because they forgot to put the right dot in place.I have my own views on the matter, and considering what he intends to do will keep to myself

[MAD BUTCHER]

As you say, very many of us have extremely bad experiences of insurance companies.

So I say Good Luck to him!

[david11]

its a criminal fraud,regardless what you and i may think,the insurance world hold most of the capita on all stock exchanges,they and goverments dont take it lightly when they have to pay out,and they have very long arms,but i like your sentiments.Now waiting for knock on door,WHOOPS

[dzug]

If he's going to 'take out rather a large amount of medical insurance' then he's likely to have to pass a medical arranged by the insurance company with a doctor of their choosing.

If he gets it (fools the doctor or they don't bother with a medical) the insurance company may well resist paying out anyway on the grounds that it must have been a pre-existing condition.

It's a high risk strategy for him that may well fail.

No comment on the morals of it.

[BenDToy]

If you do mean medical insurance then 2 or 3 things are relevant here 1) Most medical policies will not pay out for a period of time after the policy comences - often 6 months. 2) If the condition cannot be treated, what is he expecting to get the money for. Medical insurance is payable for treatment. 3) Serious condiitons often cannot be treated privately, so any care would be provided by the NHS anyway.
If, as I suspect, you actually mean life insurance, then I think dzug is spot on with his comments.