Sadly if there was a quick and easy answer to this, everybody would have already climbed on the bandwaggon. If you can't marry a rich footballer then I guess it's just a case of making the most of your talents, being prepared to work hard, save and have some lucky investments. Very few people strike the "lucky" route. The odd person has a great entrepreneurial idea but usually has to work years before it starts to reap dividends and for the rest of us, it's just hard work, month after month, year after year.....(and then when we die, the Chancellor grabs a huge chunk of it anyway).