Ft 14703

[diac]

3d it can be taken in a bank (4)
reed? like Pharaoh daughter?

[bibblebub]

reef

double meaning - a strip or ridge of rocks, sand, or coral that rises to or near the surface of a body of water / to shorten (a topmast or bowsprit) by taking part of it in

http://www.thefreedictionary.com/reef

[diac]

ta again beelze
and i used to sail too ... chagrined

[bibblebub]

must admit that i couldn't come up with the answer earlier when i was doing the crossword but seeing the clue here suddenly made the answer come to mind, so thanks for posting it

[diac]

no doubt i will have many more morsels for your delectation
also
what is your logo? a snail?