Insurance And Neighbourhood Watch

[rccatnap]

The Neighbourhood Watch schemes say that 'You may get a reduction of your premiums if your home is in an active Neighbourhood Watch area'.
Even GoCompare say that about 30% of 318 insurers they canvassed do offer a specific reduction for being in a NhW area.
How can I find out which ones they are, without asking for 318 separate quotes?

[TWR]

I do not know about that Rcc, I installed CCTV a while back because of a Problem a Neighbour had with her family's relations.

[SirOracle]

Whether you get a so called discount for a NHW is really not important.

The net premium that you are paying is - depending of course on the width of your cover.

[rccatnap]

Yes SirOracle I completely agree with you, but as I'm the local NhW rep. I feel I should at least have an answer for those members (or even potential ones) who want something specific, like the names of a few companies that include NhW areas as something beneficial to belong to.
TWR, relations can be something else, can't they?

[SirOracle]

If someone asks I would tell them to enquire from their Insurer,to search "go insure" website.

Prospective members may think that you are trying to sell them Insurance rather than trying to enroll them into your NHW. :-)

[rccatnap]

Yes I understand that SirOracle, which is why I wanted several insurers' names. I would never press them to ask, just have a few names to enable them to choose for themselves should they query the statement in the NhW introductions.
The one my own policy is with at the moment does not give any specific guarantees, but agrees with me in as much, and I quote, "However, our underwriters and pricing team calculate premiums based on numerous risk factors. The safety of the area will be included implicitly, so within a Neighbourhood Watch vicinity, the premium is statistically more likely to be lower than those without a Neighbourhood Watch scheme".
All a bit fuzzy really. Luckily our own area is pretty crime free.

[SirOracle]

..If you pull up "moneysupermarket.com/home-insurance/contents-insurance

Page down to the last paragraph Prevention.

This will give you something in writing to show potential members,which may assist you.

Personally I never use comparison sites and wouldn't ever effect insurance through them. But this may be suitable for your purposes.

[rccatnap]

Thanks SirOracle, I'll give it a try.