Car Insurance

[MargoTester]

I've just received my renewal quote fron Direct Line and it's gone up by £150 to £595 so I checked DL on line as it's normally cheaper - £957!!!!
Other than that AXA was the cheapest at £523. I've not made any claims at all.
Any bright ideas please?

[Hymie]

Insure with AXA, simples.

[MargoTester]

Thanks

[Hopkirk]

Ring DL and ask for a better price

[Hazlinny]

Liverpool Victoria recommended by "Which" - cheaper than some.

[david small]

Tesco insurance. Use compare the market.... I saved three hundred pounds.

[Hymie]

The same thing used to happen to me with DL, at each yearly renewal notification I’d renew on-line as a new customer – getting a cheaper price (for the same cover).

Then this changed, almost as their systems recognised my name, giving me a more expensive quote as a new customer.

Before leaving DL (having been with them for many years, accident free), I gave them a chance to insure me, matching the quote from others – but no, they no longer wanted my custom.

[Hymie]

Maybe you could test my theory and apply for cover as an imaginary neighbour, asking for a quote for the same cover – and see if it comes back at £957 or £595 (or less); I’d be interested to know.

[david small]

DL just bumped up my brothers renewal by three hundred after no claims. I wonder what they’re up to? Losing thousands of renewables intentionally?

[Hymie]

Maybe they have decided on a different business model – rather than offer competitive quotes; with a large customer base, only re-insure those who are willing (or stupid enough) to pay well over the market rate for their insurance.

[barry1010]

I had the same thing with DL this year after being with them for over 20 years. After a lot of research Tesco was cheapest and best for mr

[Zacs-Master]

I was a loyal DL customer too until my renewal cost went silly.
I used compare the market and saved about £100 with Aviva.
Aviva then decided to take the P, so I used CTM again and saved £80 with Tesco.

[MargoTester]

Thanks all for your useful replies. We used Moneysupermaket first but will now try Compare the Market. What Direct line are doing makes no sense whatsoever
Will let you know how we get on

[barry1010]

Have you hit a 'big' birthday, Margo?

[MargoTester]

Bit ancient Barry but not a big one til next year - why?

[barry1010]

Insurance tends to go up when you reach 70, then rocket when you turn 80.

[MargoTester]

Oh gawd something to look forward to:-))

[gingejbee]

I'll second LV=, my premium has gone DOWN for the last two years...no haggling involved and Which? Recommended to boot!

[Buenchico]

Check out Post Office Insurance. On several occasions I've wasted many hours trying to find a better quote than the renewal figure that's been offered to me by them but I've never managed to beat it.

[barry1010]

I think I've found the reason! "Direct Line to increase insurance premiums after profits halve" https://www.independent.co.uk/business/direct-line-to-increase-insurance-premiums-after-profits-halve-b2136392.html

[youngmafbog]

//Liverpool Victoria recommended by "Which" - cheaper than some.//

I find that hard ot believe. Living where I do I know a fair few who work there and even with their staff discount they can get cheaper elsewhere. It does depend on the car though admitidely.

Insurance proces can go up or down depending on how the underwriters want to balance the books, this means one year a make/model is good the next it goes down as they discourage it.

Happened to my BMW - with Frizzles!!