I too have had a very late start and am not at the resolution stage yet, but have nearly filled the grid. I am pleased that I got 10d quite easily. I,m struggling with 4d and 39a. I think I should be able to get the latter easily as I have got the first three letters, I hope. I used to teach Latin and I know that all the private schools in my neck of the woods still teach it - in fact it is compulsory in the largest of them. I know one of my grandsons is going to start learning it next year, so it is still on the go and I think very valuable for many aspects of life, but especially crossword solving. I've also done NT Greek which can help and my theology came in useful for 8d and 17d, but I haven't got the prayer bit of 39a yet, although I have probably been misinterpreting the clue until now!