I had thought of cardid, but this word does not exist in any of my dictionaries or in "One Word". A google search comes up with hundreds of matches for "Card Id" .
The important thing is to bring insulator into the framework. I thought this may be air (reversed) giving C?RRIA, but could not get any sensible answers.
There is another special instruction which I did not mention: there may be an extra letter in the clue. For example, median becomes media. This instruction is mutually exclusive with the one mentioned above.
22dn. CardiE sounds good, but where does the E come from?
25dn Knit when reversed gives Tink - make or emit a high sound. I have not been able to tie this in with the clue.