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in car crash today...whiplash...insurance co. want it over by thursday...help?
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Was front passenger in a car crash today...we were waiting at a filter road for a chance to move into the main road when a larger car bumped into us from behind. I twisted my neck at the time of impact and now have a very sore neck and also hit the head rest sideways with a hell of a whack.... Insurance co. said go to my GP and they want to have it all cleared up by thursday.....are they rushing us ??? should we be wary? Damage to car is smashed in rear bumper ...damage to lower part of hatch back .... GP said I have whiplash...take panadol.....have heard it can last for a long while.... anyone with any advice? GP said to give his name to the insurance company and they would communicate!!! is this the end of it for us. WHat if this injury lasts longer than settlement date of thursday????
Need ur best advice ABers!
Need ur best advice ABers!
Answers
Best Answer
No best answer has yet been selected by chinadoll. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Hi China, Sorry to hear the news. I am surprised they want to settle so quick.
My understanding is ( but dont take it as Gospel ) is that they should wait to see what if any permanent or long term damage has been done.
I believe that this is because once you have settled then you cant go back for second helpings.
I would query their rush and try get a second opinion.
Please dont take what I said as true because I am not certain Rgds
My understanding is ( but dont take it as Gospel ) is that they should wait to see what if any permanent or long term damage has been done.
I believe that this is because once you have settled then you cant go back for second helpings.
I would query their rush and try get a second opinion.
Please dont take what I said as true because I am not certain Rgds
-- answer removed --
I hope you are alright chinadoll.
If you were damaged then you can of course claim compensation. Here is a true story, it might help.
I got shunted from behind at a roundabout, got out and talked to the driver, a nice girl as it happened. I saw she was ok, then obviously the insurance details had to be swapped. But a few days later it got interesting ! I got a hire car, the repairs to my car were going to take weeks, etc etc, I was asked pointedley if I had whiplash - no I didn't - er, are you sure - yes I am sure.
If your injury is serious and disabling then follow it up. There will however be all sorts of people on the trail trying to make a bob or two out of your misfortune.
If you were damaged then you can of course claim compensation. Here is a true story, it might help.
I got shunted from behind at a roundabout, got out and talked to the driver, a nice girl as it happened. I saw she was ok, then obviously the insurance details had to be swapped. But a few days later it got interesting ! I got a hire car, the repairs to my car were going to take weeks, etc etc, I was asked pointedley if I had whiplash - no I didn't - er, are you sure - yes I am sure.
If your injury is serious and disabling then follow it up. There will however be all sorts of people on the trail trying to make a bob or two out of your misfortune.
Go to an osteopath. A low speed crash (total speed about 30) that resulted in my having whiplash took me to a cranial osteopath several times, the last time was two years later. Worth every penny; I know of people still having pain years or decades later, rest & Panadol will help in the inital stages, but then - GET THEE TO AN OSTEOPATH!
Good luck.
Good luck.
I assume it is the third party's insurers that is rushing you to settle? Which insurance company is it out of interest? Don't be pressurised into accepting any compensation just yet. Until your symptoms have subsided and until your GP or specialist can determine precisely what damage has been done (whiplash is just soft tissue damage which can take anything up to 24 months to heal, but you could have other damage), the level of compensation appropriate to you cannot be determined. The normal procedure when dealing with whiplash claims is to arrange a medico-legal report approx 3 -6 after the injury. This report will state what damage you sustained, how it has disrupted your everyday activities, how well you are healing and provide a prognosis. Compensation (called "general damages") is based on this medico-legal report.
Similar thing happened to my sister in January, only difference being that she was the driver and a skip lorry went into the back of her whilst she was waiting at the lights. He wrote off her car and denied all liability. She was nauseaous for the first few days when it happened, had back problems and now suffers from headaches. The guys insurerer sent my sister to their Dr and he said she needed 3 months worth of physio to rectify the problems. My advice - don't let them rush you into anything and also you've got to ask yourself WHY they want this all settled by Thursday?!?!? My sister has been suffering since January.
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