How to shop for women’s car insurance online

Women, are you looking for a great deal on your car insurance? Online insurers specialise in car insurance for women, offering a range of quality deals and quality services tailored to your individual needs. It has been claimed that female car insurance is priced according to the safety levels observed of women drivers- hence the low price insurance online deals.

Car insurance for women:

Specialist car insurance provider Be Wiser www.bewiser.co.uk explain that women are statistically safer drivers.  This is due not only to the number of crashes they have, but also to the value of the resultant claims. It has been a well known fact for some time that men buy more new cars than women, however statistics show that women actually purchase or lease 52.5% of all new vehicles, so the market has adapted to create a multitude of female only insurance companies offering great deals online.

Manufacturers have shifted their marketing and ad campaigns to target women, including marketing committees who are researching women’s buying needs and habits. Renault, VW, and Ford were some of the first automakers to recognise the growing trend of women.

Females are generally considered much less of a risk than male drivers. Whilst accident rates are broadly similar, it is apparent from the figures that when ladies crash that the claims are smaller. This means that women's car insurance premiums tend to be on average 30% below that for males in a similar age group. This is particularly true for a lady below the age of 28.

For many years niche car insurance companies only catered to the whims of classic and sports car owners, but recently there has been a massive interest in providing car insurance just for women. Looking at the amount of insurer's advertising their offers it seems that with each passing month another company joins the ranks of those already offering female car insurance. As such the competition is vast resulting in women getting great value deals, which are substantially less than what men pay on average for car insurance.

Are women safer drivers?

With trendy ads and catchy TV commercials aimed at young female drivers, offering the opportunity to buy into these lifestyle brands, the underlying message is that women's online car insurance can be a lot cheaper than buying a regular car insurance policy.

Behind the branding, the glamour and the marketing, women's car insurance has evolved from the concept that women on the whole tend to be safer drivers, therefore posing much less of a risk on the road. Statistics do show, however, that the number of insurance claims women make is very similar to that of men, yet it is this discrepancy in claim values that has given insurers the opportunity to offer cheaper car insurance for women.

When buying women's car insurance you will be offered the same options as you are with standard car insurance - Fully Comprehensive and Third Party Fire and Theft being the most common. But with female motor insurance you may also find extras are added to give extra peace of mind on the road. One extra routinely offered alongside women's car insurance is breakdown assistance.

We all know Diamonds are a girl’s best friend which is why female car insurers have adapted their companies to tempt women to take out insurance with them. With good value, comprehensive cover as well as added extras such as a free courtesy car whilst yours is being repaired these car insurers cover everything that any female driver is looking for. And with attractive colourful websites ready to lure any visitor to the site it’s no wonder the online female car insurance market is growing rapidly.

- K.J.N -