My answer is similar to Psybbo's.
I once had an argument with a co-worker, because I said I'd carry on working (If the amount was just over £1 million and I was with a great bunch of people I wouldn't want to stop working with). Anything more than that and I'd buy a big Bungalow near my Sister, who lives in Somerset. If I couldn't find one to buy then I'd buy a plot of land and have something tastful built. I'd also give my mate Mike a large wad of notes too, for driving me about - even though it's his car and his idea to go out and about. I would also give my two Nephews enough that they could live comfortably, without the worry of debts.