Food & Drink1 min ago
Sorry Folks,my Question Should Have Read: Can The Local Authority Or Dwp Or Pry Into Your Private Bank Account If You Are In Dispute With Them Over An Unpaid Bill .
There was a time 40 or 50 years ago when a persons private bank account was exactly just that, PRIVATE, is it still PRIVATE &CONFIDENTIAL ?? OR can any old nosey Parker or creditor pry into your personal and PRIVATE financial affairs ???
Answers
1 to 15 of 15
"I regard 'privacy' as a ridiculous concept." - seriously!
14:20 Tue 10th Dec 2019
erm I think we need a proper question here
Q: whilsty little babies have to sleep in lamp shades and lavatory bowls as they wait for care in A+E is it right that other men from the ministry, prey spy and look into matters which DOESN'T concern them ! ? Proper sherlock holmes paafters I call them !!
wont get much sense from anyone
but of course it does allow me to muse about the old superceded Banking Act of 1926 and some bad news.
yes it laid a duty on mgr to tell the authorities of any transaction or series with an interest value of £5. ( effectively in todays money £10,000)
so that lays to rest privacy of old - there wasnt any ! It was always qualified and it is so now
confidentiality - some old boy was sued by his bank in court.
He tried pleading that this was gross breach of confidentiality of existence (that he was a customer - but if he were overdrawn the Bank would be banking with him hur hur hur) -and of amount - the amount owed all without his permission
the court not surprising said - we are going to try the case and so by definition there is no breach ...
what else?
what about others?
well try an equifax or the other one, credit check for £2
remarkable amount of info - they know what my credit card expenditure was for example. and that is because way back when when I applied for one I agreed in the small print to the release
as you well find you did - for whatever so called breach you are complaining of
dont bother to write you didnt understand a word of this
no one does
o god I havent even done the bit about when the police can pry .....
breakfast time
Q: whilsty little babies have to sleep in lamp shades and lavatory bowls as they wait for care in A+E is it right that other men from the ministry, prey spy and look into matters which DOESN'T concern them ! ? Proper sherlock holmes paafters I call them !!
wont get much sense from anyone
but of course it does allow me to muse about the old superceded Banking Act of 1926 and some bad news.
yes it laid a duty on mgr to tell the authorities of any transaction or series with an interest value of £5. ( effectively in todays money £10,000)
so that lays to rest privacy of old - there wasnt any ! It was always qualified and it is so now
confidentiality - some old boy was sued by his bank in court.
He tried pleading that this was gross breach of confidentiality of existence (that he was a customer - but if he were overdrawn the Bank would be banking with him hur hur hur) -and of amount - the amount owed all without his permission
the court not surprising said - we are going to try the case and so by definition there is no breach ...
what else?
what about others?
well try an equifax or the other one, credit check for £2
remarkable amount of info - they know what my credit card expenditure was for example. and that is because way back when when I applied for one I agreed in the small print to the release
as you well find you did - for whatever so called breach you are complaining of
dont bother to write you didnt understand a word of this
no one does
o god I havent even done the bit about when the police can pry .....
breakfast time
// to be honest.//
ha ! good one - that wasnt a Freudian slip by any chance
1985 - I said I couldnt get a mortgage for the full amount ( er £60 000 that was then) so I would have to reduce my bid
and the ESTATE AGENT for the seller - said oh never mind you have £10k in an alliance saving account so you can still buy
so when I broached this with the mgr where I had recently deposited said ten grand, she took the view of: "why are you discussing other peoples conversations - - - with me now considering I wasnt there !"
1985
ha ! good one - that wasnt a Freudian slip by any chance
1985 - I said I couldnt get a mortgage for the full amount ( er £60 000 that was then) so I would have to reduce my bid
and the ESTATE AGENT for the seller - said oh never mind you have £10k in an alliance saving account so you can still buy
so when I broached this with the mgr where I had recently deposited said ten grand, she took the view of: "why are you discussing other peoples conversations - - - with me now considering I wasnt there !"
1985
The local authority don't have automatic access to your bank records. However they have the right to demand to see your bank statements if they're providing you with any means-tested benefit.
Further, if they suspect that you're hiding something from them (such as not telling them about an undeclared bank account) they can seek a court order forcing the bank to reveal details of all accounts that you hold with them.
In my Utopia everyone's bank records, together with all their medical records, etc would be in the public domain (on a 'read only' basis of course) anyway. I regard 'privacy' as a ridiculous concept.
Further, if they suspect that you're hiding something from them (such as not telling them about an undeclared bank account) they can seek a court order forcing the bank to reveal details of all accounts that you hold with them.
In my Utopia everyone's bank records, together with all their medical records, etc would be in the public domain (on a 'read only' basis of course) anyway. I regard 'privacy' as a ridiculous concept.
// they have the right to demand to see your bank statements//
yeah all this is different to - can they get hold of my very own bank statements without my knowledge?
and even that depends on who and why - hence "can I have a proper question please" - under money laundering regs (MLR) the bank has to volunteer (see above re the Banking act 1926) ( s300 of the new act I think) AND not tell you ( s 303 - "tipping off")
Most of the time the man at the ministry just spikes your application if you decline to supply the info
( and then puts you out of time and wont allow you to reapply)
Tax - and I dont think this is - the tax authorities ONLY act on anonymous letters with tip offs on the grounds that if you have signed something then it is common knowledge
Privacy is dead
is one of Mark Zuckerbergs sayings and he lived to regret it
yeah all this is different to - can they get hold of my very own bank statements without my knowledge?
and even that depends on who and why - hence "can I have a proper question please" - under money laundering regs (MLR) the bank has to volunteer (see above re the Banking act 1926) ( s300 of the new act I think) AND not tell you ( s 303 - "tipping off")
Most of the time the man at the ministry just spikes your application if you decline to supply the info
( and then puts you out of time and wont allow you to reapply)
Tax - and I dont think this is - the tax authorities ONLY act on anonymous letters with tip offs on the grounds that if you have signed something then it is common knowledge
Privacy is dead
is one of Mark Zuckerbergs sayings and he lived to regret it
sorry - volunteer a suspicion - and suspicion is defined as "anything not fanciful".
The taxman knew Doddy had a Jersey acct - and so they said - "Doddy you dont have an acct there so you can sign a release to all the banks in Jersey saying release any details - because there is nothing there ! so it is no skin off your nose."
and even Doddy's lawyer later sacked said - well if there are no accounts then Doddy you can sign ....
there were of course that D had concealed from everyone - oh naughty D !
but that demonstrates the lengths they will go to Get Your Consent
The taxman knew Doddy had a Jersey acct - and so they said - "Doddy you dont have an acct there so you can sign a release to all the banks in Jersey saying release any details - because there is nothing there ! so it is no skin off your nose."
and even Doddy's lawyer later sacked said - well if there are no accounts then Doddy you can sign ....
there were of course that D had concealed from everyone - oh naughty D !
but that demonstrates the lengths they will go to Get Your Consent
With respect PP, the reason for the bill IS relevant. The DWP can request information from a bank if fraud is suspected. If there's no suspicion, they cannot.
Also, the DWP don't send out bills, do they?
They may say someone has been overpaid a benefit and it has to be repaid but that is a decision and not a bill.
The question is not clear and I was attempting to gain additional information.
Also, the DWP don't send out bills, do they?
They may say someone has been overpaid a benefit and it has to be repaid but that is a decision and not a bill.
The question is not clear and I was attempting to gain additional information.
// Jesus Peter...stay on point!//
er - - what is his point?
he talked about the law years ago - the law years ago wasn't strict about anything he said it was....
and yes I had noticed as someone else has - that DWP dont send out bills - never had one. The council levy council tax and it also is not really a bill - they are allowed to tell a court you are in arrears and the court will very obligingly just issue a warrant
and as usual ummm - if my prose tires you - just pass on and read headier stuff - AOG or 3T or someone, I am certain we will both be better for it
er - - what is his point?
he talked about the law years ago - the law years ago wasn't strict about anything he said it was....
and yes I had noticed as someone else has - that DWP dont send out bills - never had one. The council levy council tax and it also is not really a bill - they are allowed to tell a court you are in arrears and the court will very obligingly just issue a warrant
and as usual ummm - if my prose tires you - just pass on and read headier stuff - AOG or 3T or someone, I am certain we will both be better for it
Stop waffling and keep to the point. Why is that so hard to understand? Are you being a Rebel Without A Clue?
You bring up irrelevant things and waffle on like this is your personal blog. People want advice, advise them in as few as words you can manage. Preferably 1 short paragraph!!
Oh..and spell your words correctly or how is anyone suppose to take you seriously?
Save 'wat dat den' for CB..not serious topics.
You won't listen though....sadly.
You bring up irrelevant things and waffle on like this is your personal blog. People want advice, advise them in as few as words you can manage. Preferably 1 short paragraph!!
Oh..and spell your words correctly or how is anyone suppose to take you seriously?
Save 'wat dat den' for CB..not serious topics.
You won't listen though....sadly.
1 to 15 of 15
Latest Posts
ChatterBank2 mins ago
Food & Drink7 mins ago
ChatterBank15 mins ago
Quizzes & Puzzles33 mins ago
Related Questions
Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.