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Scam?

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carlton23 | 10:12 Mon 31st Aug 2009 | Internet
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I have just opened my e-mail and have found this.
Bank of America Alert......Important Service Message.

I am wondering, should I open it, or ignore it, as I don`t have any money in american banks? What do you advise? TIA
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Delete it. of course it's a scam.
Delete it.

It is probably a "phishing" attempt to get information.
Some criminal types send out thousands and thousands of emails at random saying the email is from NetWest, or Abbey, or Barclays or whatever.

Of course many of them will go to people who dont have an account at those banks so they delete it. But enough do to make it worthwhile.

These emails will direct you to a fake web site that has been set up to look like a real banks web site.

So you click on the link, and it takes you to this fake bank web site, where you type in your userid and password.

These criminals "capture" your userid and password, logon to the REAL bank web site with your details, and steal all your money.

So NEVER believe any email that says it is from an organization asking you to logon to a web site to verify your details. This could be a bank, but also Amazon, ebay, Tesco, BT, MSN etc etc etc.

Also NEVER click on a link in an email as it may take you to a fake site rather than a real one. Always type the web address into your browser, or click on your favorites to go to the site.

NEVER click unsubscribe on a scam email as it only verifies your email address is live so you will start to get more spam.

Always treat ANY email you get as suspicious. Sad to have to do this, but now you have got one spam email you may start to get more.
What everyone says: if you don't have any money in Bank of America, just bin it. It can be slightly more of a problem if you get an email from someone you do do business with, because it might just be genuine. But even in that case, VHG is right, treat with caution.
iasiaas
Question Author
Bin`d it is then, thanks to all.
I get loads of those, I always bin them. I had an e-mail supposedly from HM Revenue and Customs, saying I was due a tax rebate. it even had their logo on the top. The link was a form asking for my personal details including my bank details. One quick delete, I knew it was iffy.
Question Author
Hi Marval, Did you get a rebate at all?

-- answer removed --
Question Author
I just thought I`d make you laugh for a change, your jokes are very good.

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