E Bay

[rosiew]

I have just recently won a bid on E bay as this site is the only way i can purchase something that i am desperate for. The seller emailed me to ask if he could send me his account details so i can put the money directly into his account. I would much prefer to do it this way as i have never purchased anything through pay pal or E bay before. Surely i do not have anything to worry about as he is giving me his bank details not me giving him mine. I would like advice before i do this Answerbankers

[treetops68]

Be wary, this could be a scam. You would be better advised to use the Ebay payment proceedure or set yourself up with a Paypal account. It's quite simple to do and gives a lot of protection in the event of a dispute.

[saintpeter48]

don't do it!! he has given you his bank details, so what, nothing to stop him from just taking your money and not sending you the goods. paying through paypal is much more secure. it looks to me like its a scam, again i say, don't do it.

[mazie]

Paypal... reliable and very secure.. Agree with the others rosie

[rosiew]

Thanks to both of you. The bid price was for £2 with £3p&p so its not for much money. Would he really do this for a fiver

[treetops68]

Possibly, because if you were one of hundreds taken in by it he would have made a fair packet for very little effort.

[mazie]

rosie. Doesn't he want to be paid by Paypal?

I would strongly recommend you sign up for Paypal, you can use it at lots of places now and it really is one of the most secure ways to pay on-line (in my opinion)

[rosiew]

He told me that he would prefer to be paid through on line banking but if i don't do on line banking, paypal would be ok

[treetops68]

To true,mazie, I have one too and although I don't need to use it very often it nice to know it's there when the need arises and of course it can be used if you sell things ,too.

[mazie]

IF..... you pay through online banking rosie and the items don't arrive ( I know it's only £5.00) How are you going to make a claim through E-Bay, they have no record you have actually paid. If you use Paypal, they have a record and any dispute can be sorted.... I think I'm correct in saying that... What do you think treetops?

[grasscarp]

Maybe he is trying to avoid paying commission on sale as eBay would have no record that he paid and he would also avoid paypal fee. Don't do it. Set yourself up with a paypal account for this and any future transaction.

[BlueToffee]

I take a different view to most. The seller is trying to avoid paypal charges. And for a fiver I don't think I'd be overly concerned.

Perhaps I'm just too trusting, but have used this method more than once without problems.

Good luck.

[treetops68]

I agree,mazie, and the more I think about it the more I feel there's something not quite right here.

Grasscarp, you may well be right.

In any event I certainly woudn't enter into that sort of agreement with a complete stranger as it goes against much of the advice for security and safety on-line as dispenced by magazines and security bods like Norton et. al.

[treetops68]

"dispenced"? Sorry, should be dispensed.

[Kathyan]

He has to accept paypal otherwise he wouldn't be able to list anything.