Don't be worried about getting a PayPal account, it is very useful.
You can send cash to friends or family instantly , safely and free of charge. You can pay and get paid by people /organisations all over the world instantly and safely.There is the PayPal guarantee of a full refund for anything bought via PayPal if the item does not arrive or is faulty. PayPal is now separate from eBay, many people still think PayPal is eBay only but it is not. You can even order a pizza or burger home delivery meal or a birthday card on PayPal now without revealing your bank details!
Attention to the details I have mentioned will ensure that you can use PayPal safely and not need to worry about scams!