Have you got a Lloyds bank still open near you? I know they’re all shutting but I’ve found their staff are very helpful if you can get to one face to face.
No. I've made more money than that last year on my 123 light account with Santander where you get money back for using your account for certain DD's. It costs £1 per month and as well as money back from DD's they give you vouchers every month for money back on certain things you purchase.
lol - the irony - aren't you the chappie who started another thread recently , telling us you were going to switch accounts for the free
£ 100 - easy money on the hip .