You're all missing the point of the question. The alternator is turning anyway, whether power is drawn or not. The little bit of power the charger uses would not make the alternator work any harder because until a heavier load such as AC or lights are on it runs on a minimum. Yes, it does take energy to turn the alternator, but it uses no more energy when the phone is being charged
I never said you're getting something for nothing. You're utilising the energy that is being produced anyway. The same as if you're using a bicycle in the 60s with an axle dynamo - it is continually turning and takes a tiny amount more muscle power whenever the bike is used, whether you have the light on or not.
For you smartypants, if the minimum electricity produced by an alternator is not drawn it is dissipated as heat, so no, the energy doesn't disappear.