Cycle insurance

[bekka]

Anyone insure a bike...my son's just bought an new Dawes...darned costly one...had the last one stolen...that wasn't cheap either!!! so he wants to insure this one against loss or theft.

Any recommendations?

[Hawkwalk]

it can often be added to your house contents insurance. Just ask the insurance company to see if they can do this.

[bekka]

House insurance not an option...he lives in a shared house...so it has to be an individual insurance.

I've done some searching and they all seem to be reasonable but just wondered if anyone used any certain company....they all have certain terms/conditions etc as well as the small print...so was wondering if anyone had any experience of insuring this type of bike.

When i say the bike was costly i mean exactly that...top of the range Dawes can cost more than some cars i've seen on the road.

[Adam28]

Depending on how much overall contents he has you have a couple of options.

1 - he can take out his own contents insurance which will cover all of his possessions within the house - exactly the same as your Home insurance (obviously he only takes the contents side)
2 - If he is a student (which it sounds like he prob is) you can insurer his contents as an extension to your main contents insurance. Speak to you broker but it is a simple addition onto your policy (generally giving a limit of circa �5,000 - but can obtain higher amounts is you so wished)