an accident that paid dividends.
One 5 * resort in Vermont, summer time, in the pool with the wee one and it was 34C, unusually warm for there in the mountains. The wife asked me to get a sunhat for the wee one, so I came out of the water and, stupid me, trotted across the pool side and up a slate path, unfinished steps up onto the bank. Next thing I knew was my knee buried into the slate and not a small incision....calmly call the wife.....
Ambulance in and I was carted off to a front-line ski-centre for stitching - 14 stitches and how it missed slicing into a nerve/blood vessel, who knows as it was like a flap hanging down. As I went, I heard a staff member ask "What's the future owner of Topnotch like?"
Even though it was my own daft fault, they had surrounded the slate squares on the top path with wood but hadn't finished the steps and also there were no signs around. Result: the medical expenses and all our board, accommodation and meals paid for, just the booze on the account.