Travel Insurance

[Milo2]

I'm new to the site and would really appreciate some help. I have paid a deposit for a holiday and the final payment is due shortly. I have recently developed some health issues and if they do not settle, my GP wants to refer me to a specialist. My problem is that at the time I pay the balance, I won't know if the health issues will prevent me travelling. Will my insurance company still refund the cost of the holiday if I can't travel? Will they say that I already knew about the issues and use this to deny payment?

[jno]

It depends on the terms of your policy, but many will require you to notify them of any condition that is under investigation before you can claim on it.

[Prudie]

When did you get the travel insurance - was it part of the whole package or did you get it independently? You would need to read the T&Cs

[Milo2]

Thank you for your answers. I have an annual policy that I took out before I booked the holiday and which covers the dates of the holiday. I will check the T&Cs if I can find them!