I have just booked a Hurtigruten 12 day Norway coast cruise for January 2022.
I appreciate that it is a ‘cruise’ but they are not cruise ships. They are ferries for all the ports along the coast.
Question is do I need specific cruise insurance or standard travel insurance.
Hurtigruten do not deal with insurance themselves. Thank you.
Hurtigruten trades as a cruise company, rather than as a ferry company. Even their advertised port-to-port services are sold on the basis of their tourist potential (e.g. with excursions available), rather just as a means of getting from A to B. ( https://www.hurtigruten.co.uk/port-to-port/#/ ). So I'd suggest that it might be wisest to ensure that your insurance cover includes cruises.
We just had our ordinary insurance when we did this trip I didn't even realise that there is specific cruise insurance! You'll have a great time, we really enjoyed it, so jealous! The excursions tend to be very expensive as are the drinks on board, because we were allowed two pieces of checked luggage we took a couple of wine boxes with us!