Consequential Loss If Outward Flight Cancelled

[barnaclebill58]

Going for a day trip to Ireland for a days racing . Departing on flight A at silly o'clock , going racing (tickets paid for) and coming back on flight B (different airline from flight A) late in the day.
If flight A is cancelled for whatever reason, I'll get my money back for it but are there any travel insurance policies that would refund me for the race tickets and return flight? I have used various comparison sites but can't come up with any definitive answer.

[andy-hughes]

You'd have to discuss an individual circumstance like that directly with a company, and see what they advise.

[Buenchico]

To the best of my knowledge (and having done a bit of googling to check that I'm not spouting even more rubbish than usual), the only 'consequential loss' that's sometime covered by travel insurance is that relating to the collapse of an airline (or other carrier).

Nobody seems prepared to offer cover for other types of consequential loss. which is probably understandable as some consequential loss claims could be both massive and complex. (e.g. a company director who claims that his business lost millions of pounds through him not getting to a meeting on time)

(Things are somewhat complicated too by the fact that the Financial Services Authority ruled in 2008 that insurers shouldn't use the term 'consequential loss' in their contracts at all but should, instead, specify exactly what types of loss are, or aren't, covered).

Although, since 1 October 2016 (under the provisions of the Consumer Rights Act) it's now possible to claim for consequential losses against most other types of carrier (e.g. rail companies and coach operators), there's no such entitlement when it comes to air travel.

So I strongly suspect that you're seeking something which simply doesn't exist. (Sorry!)

[Hymie]

If the two flight tickets were purchased as a ‘package’ in a single transaction from someone like Expedia, then if the outbound flight were cancelled – you would be entitled to a full refund of the airfares (even if different carriers were involved).

But as Buenchico says, I don’t think you could claim for the cost of the tickets to enter the racecourse – but you could try. If Expedia sold you the race tickets as well as the flights (all in a single transaction) – I’d expect you to get a full refund.