How long does closed credit stay on file?

[Eeeek]

This might sound like an odd question but I am just curious how long credit stays on your file once you have settled it? Over the years I have had various loans, hp, credit cards etc which I have paid off and I know that they show on my credit file as settled but just wondered how long they would show on file before disappearing. I know that adverse credit hangs around for 6 years, is clean credit the same? It doesnt bother me because ultimately it shows I am a good risk but its just one of those things that pops into my mind every now and then. Thanks

[billybeaver]

Hi i hope this will help you,you can log on to www.expert.co.uk (experion) and sign up for a 30 day free trial ,once you have filled in the on line forms they will send you a pass word in the post so you can log in to your credit file ,all your information will be on their and you can also ask them to make any changes that you do not agree with,i hope this will be of help to you

[Oneeyedvic]

Like CCJs and defaults, it is 6 years from settlement

[erimus1]

That's www.creditexpert.co.uk