Travel insurance- Rep of Ireland.

[Fish the Mod]

My son hit his head in Dublin and the doctor charged me 40 euros, later the wound didnt heal and I took him to Hospital where I had to pay 20 euros more. My hoilday insurance with Ryan Air states that I cannot claim for less then a �100 ( excess) I know it's not hugh amounts but can I claim the money back, if so where?

[JSB]

Unlikely I'm afraid. An Excess of �100 is quite normal these days and unless you have separate personal accident cover on your household policy or elsewhere which has no excess you're lumbered.