travel insurance

[wrayperson]

does anyone know where we can get cheap travel insurance just for cancellation., in Great Britain..my husband has a minor heart attack last August and some firms say this must be declared, others not .so premiums differ such a lot

[VHG]

My guess is that if yout DONT declare his heart attack, and you have to cancel a holiday because of his heart problem, you will NOT be able to claim on your insurance.

The insurance company will almost certainly be able to find out he had a previous heart problem.

[jno]

I'm sure VHG is right, you wouldn't be able to claim on a heart attack without them finding out. But as for just claiming for cancellation or lost bags or something, I would have thought any would do. I've claimed on non-health matters on travel insurance before without anybody coming back to me about medical matters I have or haven't declared. Go to moneysupermarket.com or other comparison websites and see what comes up. You may have to click on a few before you find what you want.

[janela]

absolutely right - declare everything about your health, otherwise the insurance company will take any opportunity it can to decline the claim. From experience, my brother in law had a heart attack in the usa - he had high cholesterol and high blood pressure but no heart problems. Fortunately he had declared these - when he make the claim the insurance company went through his declaration with a fine tooth comb, and contacted his GP to make sure there wasn't anything he had not declared. Even if they say it doesn't matter, declare it anyway and keep a copy of what you have declared, let them decide whether it is important to them or not.

[oldmegan]

Try All Clear travel insurance. They covered my husband for something that others wouldn't, but at a price!

[Dee Sa]

you must declare everything, because if you have a claim the claim form has to be completed by your GP who will tell all to the insurer and your claim will be null & void.You dont say your hubby's age obviously the older you are the more the premium goes up.
try :-
Able to Travel 0870 750 6711
Stay Sure 0870 046 4560
Free Spirit 0845 230 5000
Saga [ if over 50]
or Google "travel insurance for people with heart problems"
it probably wont be cheap but you will have peace of mind, also, pls dont think I am being rude but have you checked with the GP that travel is permitted ?
Remember that all insurance companies pass info between themselves
good luck.

[mayankgates]

http://www.easydestination.net/trip_planner/Tr avel_Insurance.shtml

[mrsann]

Why not try your bank ? I had problems getting annual worldwide travel insurance after having a DVT after having knee replacement surgery and my bank (Barclays) offered me a generous package of insurance including travel by upping my account to Additions Plus. It actually costs me less for the complete package than I paid Virgin travel for annual travel cover alone

[JimmyCooper]

Try insure and go