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Yes Ludwig....I saw this earlier today. We must presume that the cost of insurance is a major factor.
So what are these millions of people going to do when their homes are destroyed this weekend ?
If my house was completely destroyed in a storm, and I didn't have insurance, than that would mean I would be immediately homeless and penniless.
Who want a bet that most of these homes that are rebuilt over the next few months and years, are built to the same poor standard, and with the same inappropriate materials as they always have been ?