holiday with broken collar bone?

[HOPPS70]

My daughter (8), has broken her collar bone 10 days before we travel to Florida. The doctor says she is ok to fly but the rides may cause her shoulder discomfort. Has anyone experienced this-should I postpone the holiday or would she be ok? Would my insurance refund the holiday money for this reason?ps. She likes all the fast rides!

[dzug]

As the doctor says OK I doubt if the insurance company will pay. If you want to postpone see if he will change his mind - he is the one that will have to sign the medical certificate for the insurance company to say unfit to travel.

[ANdy Glasgow]

I would suggest you call the travel insurance company to check your cover. Dont just take the word of the travel company you are travelling with get it from the insurance company-I work with travel insurance and even though the doctor says okay to fly the insurance company may not be okay with the condition. Your Travel insurance company may not cover this and offer a refund as a pre existing condition not specified on the poliy will not be covered unless you have there okay in writing. Call the insurance company to advise. With our company they may suggest you get copies of the xrays and take them with you and possibly pay a higher excess dont just go as medical treatment in the USA is horificly expensive.