Cash a cheque

[cafc2002]

How long does one have to cash a cheque. ie if you were sent a cheque on the 1/1/04, how long do you have to pay it in.

[DuzyEverwork]

A cheque is valid for six months from the drawn date

[cafc2002]

Are you sure about that. I read somewhere you can cash one up to three years old.

[Jaybee]

Unless the rules have changed recently, it is still 6 months.

[DuzyEverwork]

The rules have definately not changed.

[Uzoma]

It might be important to note that the cheque is usually valid for 6 months from the date 'on' the cheque, not the date it was 'sent' as your question specifies. However, many cheques for share dividends are valid for a year but this is specifically written on the cheque itself. Also, if the cheque or draft is drawn on the bank/building society itself, it sometimes can be validated for a longer period.

[stephen.hove]

i was told by a bank that pre dating cheques isnt allowed, and if you paid in a cheque that was dated for, say, the next week they would pay it anyway.