Could A Bank

[Psybbo]

Take over a post office account if required?

[Buenchico]

I can't see how any bank can 'take over' any other bank's account. (A current account with the Post Office is actually an account with Bank of Ireland). Of course an account holder can always transfer their funds (or, subject to agreement, their overdraft, if applicable) to any other bank but that's not 'taking over' an account.

[Psybbo]

Thanks, Chris. I thought banks offered to transfer in other accounts if asked and do it all for you

[pixie374]

They do, psybbs. Go to the bank you want to change to. They'll sort it out.

[Buenchico]

The Current Account Switch Service (which you refer to) operates between any two banks that have signed-up to the scheme. They're listed here
https://www.simplerworld.co.uk/Pages/Banks.aspx
and clicking on 'P' shows 'Post Office' as a participating member.

So, as long as the bank that you want to transfer the account to is also in the scheme, you'll be able to use it.

[Psybbo]

Thank you both, it's not for me but an elderly friend that I am trying to help out and the card has gone missing

[Old_Geezer]

This thread started out sounding like some kind of hostile takeover bid from the bank grabbing money from some poor soul's PO account !

[dzug2]

'Post Office Account' covers a wide variety of possibilities

If it's a Post Office Card account (of the sort that replaced paper pension books many years back) then it can't be taken over by a bank. You'd need to open an account at a bank to receive future payments then withdraw any funds in the existing account. There will be a procedure for lost cards which the PO should know about.