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1A Insurance Man's Failure To Cover Dismal Fair (4,8)

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Mikeanthony | 10:41 Mon 06th Jun 2016 | Crosswords
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Just can't fathom this clue. Thanks in advance
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Loss adjuster - sad(dismal) & just(fair) inside loser(failure)
Loss adjuster

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1A Insurance Man's Failure To Cover Dismal Fair (4,8)

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