Where would be the best risk free place to lodge 10000 to 15000 for a good rate and easy access .Dont know enough to go into stock and shares just something straight forward .Any thoughts .
bank interest is tax efree in ISAs tambo and also in other accounts up to £1000 a year (£500 for higher rate taxpayers)- which means that the vast majority don't pay tax as you'd need maybe £50000 savings