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Not sure about abta, but in any case, it pays to be persistent. I expressed my view that this may comply with the letter of the law, not the spirit in that the terms and conditions are exceedingly difficult to find, and that the fee is excessive etc. i went on to say that we have been loyal customers for many years, have recommended them to other people yada yada, and that this would be the end of their relationship with us. I asked the customer service agent to put this to a supervisor. For 36 hours they made no response. then i just received a message to say that due to our loyalty as a customer the supervisor had agreed to waive the charge. this is my preferred method of dealing with this kind of thing, i just couldn't remember which law i was dealing with, i do believe travel comes under separate regulations. i have tried it many times with sky when they want to charge a huge fee for coming out to their faulty service, and as yet, threatening to withdraw our custom has worked. one day i expect it won't but it's much better to actually know where you stand with the relevent regulations, quote them constantly and make it obvious you won't give them your custom again. only works obviously when you have given them your custom in the past. it certainly does pay though, before booking or buying anything online, to comb through websites minutely for hidden conditions, so many of them do that these days. I have been burnt before, and it looked like i was going to get burnt again here.