"old" Machines Insurance

[bainbrig]

Got a Miele washing machine 12 years ago. Expensive, but it's worked fine for the duration. We had extended insurance on it, which ran out after 10 years (not a call-out in all that time!)

We asked Miele if they would give us new insurance. No, they wouldn't (not a great advertisement).

We asked Domestic & General if they would insure it. No, they wouldn't.

So we gave up. But I was wondering, are there any insurance firms who specialise is 'old' machines? We don't mind paying the rate, whatever it is, but at present for any minor fault (a slight leak, for example), we have to trawl through the internet looking for a Miele engineer.

Any thoughts?

BillB

[Peter Pedant]

jesus you have paid for it in premiums several times over innit ?

I thought insurance of machines was never worth it
( always cheaper to cut losses and buy new )

[dannyk13]

I doubt that an insurance company would insure a `12 year old machine.Even if you could find one the premiums would be phenominal..

[diddlydo]

A 12 year old washing machine is not worth repairing and extended insurance is never worth the premiums.

[Prudie]

Agree wouldn't bother. We've paid out for the cost of 2 new machines by having repair cover and we've had to have an engineer out once in 12 years. (Ariston washer/dryer).

[bainbrig]

I hear what you're all saying, but this is a Miele, current price about £900. It's a bit like saying a 12-year-old Rolls Royce isn't worth repairing because it's getting on a bit.

[dannyk13]

It would probably be cheaper to wait and see if it needs any repair in the future.

[bainbrig]

Which of course it will, Danny, as all things do.

The advantage of having paid-up insurance is that the moment anything goes wrong, you can be on the phone to D&G (or whoever) and all the tedious business of finding an appropriate repair company is handled for you. Just laziness, of course...

BB

[diddlydo]

You can buy a new machine for about £200 which may well last as long as a much more expensive model.

[Ryzen]

If you could see inside the pipework of your machine after 10 years you would'nt want to wash clothes in it.

[EDDIE51]

There is no way any company is going to insure a 12 year old washing machine. So it's just a case of waiting until it goes wrong and calling an engineer. It does not have to be a Miele engineer,all washing machines are so similar a washing machine engineer can fix any make, as long as the parts are available. But as said the price of new washing machines has dropped so much since yours was made that unless it is a very simple fault it's better to buy a new machine.

[bainbrig]

Well, few of the cheapo machines go for 12 years without breaking down. You get what you pay for.