Family & Relationships0 min ago
How Do I Find Out About Recent Floods ? Actual Floods, Not Just Risk.
9 Answers
My house insurers have never asked me this before, but in order to continue to insure my house they want to know if any house within 100 metres of my house has been flooded in the last three years. I have asked the Parish council - they don't know. I have asked the district council, they don't know either. I can find environment maps which show flood risks, but they don't tell me when any floods last occurred. I have tried to convince the insurers that it is unreasonable of them to expect me to find out this information, but if they insist, am I left with having to bang on every door and ask at every house within 100 metres of me ? There must be some other way.
Answers
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For more on marking an answer as the "Best Answer", please visit our FAQ.The Association of British Insurers seems unable to suggest anything other than actually asking your neighbours:
https:/ /www.ab i.org.u k/globa lassets /siteco re/file s/docum ents/pu blicati ons/pub lic/201 5/prope rty/hou se-hunt ers-gui de-to-f lood-ri sk-info rmation .pdf
https:/
The map on the following web site will inform you if your property is in a flood risk area:
http:// www.ukf loodbar riers.c o.uk/fl ood-ris k-check er?gcli d=EAIaI QobChMI hLfLkLP v2QIVTD wbCh0BL Qw3EAAY AiAAEgL m8PD_Bw E
Alternatively, the You Gov website will show if your address is in a flood risk area:
https:/ /www.go v.uk/ch eck-flo od-risk
Although I don't trust this site, as it shows that my property is at risk, whereas according to my SatNav altimeter, I live 183 feet above sea level. When my insurers once queried my being in an at risk area, I asked them to check on a contour map and pointed out that most of London would be under water before our house!
http://
Alternatively, the You Gov website will show if your address is in a flood risk area:
https:/
Although I don't trust this site, as it shows that my property is at risk, whereas according to my SatNav altimeter, I live 183 feet above sea level. When my insurers once queried my being in an at risk area, I asked them to check on a contour map and pointed out that most of London would be under water before our house!
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