Hone Insurance

[bainbrig]

Anyone had good experience of Home Insurance companies?

Most seem to be pretty poor to judge from Trustpilot, so I’d appreciate any positive recommendations.

BillB

[ladybirder]

Right. I've just checked Which for you. Here are some Best Buys for Home and Contents Insurance. Doesn't mean the cheapest, it means taking everything into consideration these are considered the best companies to deal with.
1. NFU Mutual scores 78%
2. Insurance4Retirement 72%
3. John Lewis 72%
4. Age UK 71%
5. RIAS 71%

Hope this helps BB.

[bainbrig]

Thanks LadyB, useful. (We are on Which?, but not on Money Which ).

[woofgang]

I like Marks. have just claimed for a laptop I killed with a glass of lemonade and they were very helpful and fair.

[ladybirder]

Marks get a decent score but not good enough for a Best Buy woofy.

[woofgang]

no, they are not cheap LB. I went with them shortly after my husband died....the renewal from the insurer came in and I looked at the bill and went how much?????
I looked around and all the other insurers that I could find needed chapter and verse on the value of home contents. Marks just asked how many bedrooms, some other standard stuff, individual items over a certain value and gave me a quote which was half of what I was paying....fair enough I also got a first year discount but it was much cheaper. over the last 8 years it hasn't gone up by much either, even after claiming for the laptop.

[bainbrig]

We ended up with First Direct - very straightforward, no ‘odd’ questions, middle-of-the-range price, good to talk to on the phone.

They aren’t on confused.com, which I hear actually takes some sort of fees for inclusion: dubious practice.