I Need The Answers To A Banking Promblem.?

[hakon76]

If the bank now that you have non-sufficient funds,why did that lest me exceeded the balance of the saving account. The $40 and $20 for the transctions is a $28 charge for each one and $6.50 each day until my pension is direct deposit on the end of the morth. For a overdraft of $60, I will pay $247 out of the check that is $353. This is a saving account it was not set up to be a checking account.

[spathiphyllum]

Because you may have had an emergency "overdraft" which you will get charged for using.

[spathiphyllum]

It is up to you to check your finances before payments, not your bank.

[bednobs]

the answer is dont go overdrawn

[Baldric]

If you can't afford it don't buy it.

[Old_Geezer]

I see your point, it's a savings account so one would assume you could not take out more than you had in. You'd have to read the terms of the account that you agreed to.