Can I borrow money on my flat if rented out?

[scrumperto]

My flat is rented out. My current mortgage provider will not let me change the terms of my mortgage whilst rented out. Does anybody know if another mortgage provider may consider letting me move to them and re-mortgage to release equity in my flat? Thanks for any suggestions you may have..

[Oneeyedvic]

Yes, other mortgage lenders will consider this - HOWEVER, remember that you are looking for a buy to let mortgage now - which typically means that you will need a 20% (typical) deposit (which may negate any equity you have). The rental that you are charging will also have to be 130% (typically) of the mortgage.

Further note that your tenant will need to sign a consent form allowing another mortgage company to take a charge over the property (ludicrous but there you have it)